But ultimately, the Presidents Cup and Ryder Cup don’t just come down to Tiger. They are team competitions in an individual sport. Was able to upset a heavily favored European team at last year’s Ryder Cup even though Tiger was at home, recovering from knee surgery.
You add in the long term power of compounding, now you gotten yourself a powerful retirement tool.The best fit for a TFSA, most advisors will tell you, are equities that have steady and stable growth.Timing is everything: The long and the short of the TFSA vs RRSP decisionYou’ve maxed out your RRSP and TFSA : Now what do you do? not a place for speculative securities, says Ian Black, a fee only financial advisor at Macdonald, Shymko Company Ltd. It works out, you fine, but speculative more often than not doesn work out.Instead, Black suggests ETFs.just picking one or two stocks, but using more exchange trade funds to get exposure; reducing the risk, says Black.Some Canadians with a long term time horizon, more investing experience and a slightly higher risk profile may, however, may opt for a more aggressive approach.Take Ben Feferman, for example, a 33 year old app developer, who opened his TFSA the first year it was available and views it as a investment vehicle to fund his downpayment or retirement.He prefers to puts the majority of his portfolio in large cap growth stocks, with 10 per cent as his money where he invests in high risk speculative stocks.Let say that TFSAs existed 13 years ago. Let also say that you were 22, in your first job with no university debt.And let say you decided to invest $5,000 CAD to buy 45 shares of Google on the day it went public in 2004, when it was trading at $85 USD.Ten years later, after an average annual rate of return of 26 per cent, that seed money has grown into $45,809, earning you a tidy profit of $40,809.Had you held the stock outside the TFSA, you would have been on the hook for capital gains tax.
Earlier this year, a group of influential software engineers in Google’s cloud division surprised their superiors by refusing to work on a cutting edge security feature. Known as “air gap,” the technology would have helped Google win sensitive military contracts. The coders weren’t persuaded their employer should be using its technological might to help the government wage war, according to four current and former employees.
Impurities, such as mercury, can also be present in omega 3 derived from fish. For these reasons, anti aging facial creams are being developed with omega 3 derived from algae and or plants. After all, the fish get their omega 3 supply from eating algae..